We believe everyone should have access to the best financial wellness possible. That’s why we built Starship for traditional employees and independent workers in mind. However, there are a few basic requirements.
We can only offer accounts to tax-payers in the United States over 18 years of age. You must also be enrolled in a high-deductible health insurance plan (HDHP) to make contributions to your HSA. For 2021, the IRS defines an HDHP for an individual as a plan with an out-of-pocket maximum of $7,000 and a minimum deductible of $1,400. For a family plan in 2020, the out-of-pocket maximum is $14,000 and the minimum deductible is $2,800.
I know this sounds confusing, but typically a plan is clearly identified as HSA-eligible. If you have questions feel free to reach out and someone from your Starship Crew will be there for you.