| 2022 | 2023 | 2024 |
Individuals | $3,650 | $3,850 | $4,150 |
Families | $7,300 | $7,750 | $8300 |
55 Years or Older | Additional $1,000 | Additional $1,000 | Additional $1,000 |
The maximum amounts established by the IRS that you can contribute (or deposit) to your HSA are based on your family size. Starship makes it super easy to contribute tax-free year after year based on your HDHP plan coverage and age.
High deductible health plan. For calendar year 2024, a “high deductible health plan” is defined under § 223(c)(2)(A) as a health plan with an annual deductible that is not less than $1,600 for self-only coverage or $3,200 for family coverage, and for which the annual out-of-pocket expenses (deductibles, co-payments, and other amounts, but not premiums) do not exceed $8,050 for self-only coverage or $16,100 for family coverage.