Understanding your HSA

When Money is Tight, an HSA can help

How does this work? How can I benefit from an HSA? What do I do with this?

Written by Leah
Updated over a week ago

Unmarried Couples

Tax savings for unmarried couples

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What is the difference between health care flexible spending accounts (FSAs) and HSAs?

FSA vs HSA

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Can I have an HSA and an HRA and/or FSA?

HSA, HRA, FSA

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Can I roll over funds from my IRA to my HSA?

IRA to HSA

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Can I roll over or transfer funds from my HSA or Medical Savings Account (Archer MSA) into an HSA?

Roll overs

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Can I roll over or transfer funds from my HSA to my IRA?

HSA to IRA

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What is a health savings account (HSA)?

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I have an FSA, is it the same thing as an HSA?

Difference between an FSA and a HSA

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Who is eligible to open an HSA?

Who can have an HSA

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How does an HSA work?

Getting started with an HSA

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May I have more than one HSA?

multiple HSA accounts

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What happens to the money in my HSA after I reach the age of 65?

after 65 what happens to my HSA?

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What happens to my HSA if I die?

death and HSA

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What happens to my HSA if I become disabled?

HSA and disability

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What happens to my HSA if I quit my job or otherwise leave my current employer?

HSA follows the employee, portable HSA

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What is the value of an HSA?

Why is an HSA valuable? What's in it for me?

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What are the financial advantages to having an HSA?

Financial benefits

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My employer offers an HSA in conjunction with a qualified HDHP, why is this a great thing for me?

employer benefits

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Can I have an HSA in addition to an IRA or other qualified retirement plan?

Retirement plans plus HSA

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What is a high deductible health plan (HDHP)?

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My spouse's employer provides low-deductible family coverage at no cost. I am covered under my spouse's plan. If I enroll in my employer's qualified HDHP, am I eligible for an HSA?

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How do I know if my HDHP is a qualified plan?

Is my HDHP eligible for an HSA?

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I no longer participate in a qualified HDHP. Can I still receive tax-free distributions to reimburse my qualified expenses or those of or my family?

no HDHP

Written by Leah
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Who can contribute to my HSA?

contributions to HSA

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Can I contribute stocks to my HSA?

stocks and HSA

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How is money deposited into my HSA account?

Deposits and contributions to my HSA

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Does how much I contribute to my IRA limit how much I can contribute to my HSA?

IRA and HSA contributions

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Can my spouse and I have a joint HSA, like a checking account?

joint HSA with spouse or partner

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How is my HSA taxed?

HSA taxation

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What does pre-tax mean?

pre-tax dollars

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What is the tax treatment of contributions made by a family member or anyone else to my HSA?

If other people contribute to my HSA do they get tax breaks too?

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What about taxes on the money in my HSA not used for medical expenses?

tax on non-medical expenses

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What tax forms will I receive to include with my annual tax filings?

Annual tax filing

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Will the 20% penality be assessed for a distribution for non-qualified expenses?

penalities and expenses

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If I close my HSA, are there any tax penalities?

closing an HSA

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Is there a limit on how much I may contribute to my HSA and deduct from my taxes each year?

Max contribution and withdrawal

Written by Leah
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What is an "Above the Line" tax deduction?

Above the line deduction

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How are distributions from my HSA taxed after I am no longer eligible to contribute?

how do I get taxed on my distributions?

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How are distributions from my HSA taxed?

Taxation on distributions

Written by Leah
Updated over a week ago