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High Deductible Health Plan (HDHP)
High Deductible Health Plan (HDHP)

HDHP, high deductible health plan

Updated over a week ago

A plan with a higher deductible than a traditional insurance plan. The monthly premium is usually lower, but you pay more health care costs yourself before the insurance company starts to pay its share (your deductible).

A high deductible health plan (HDHP) can be combined with a health savings account (HSA), allowing you to pay for certain medical expenses with money free from federal taxes.

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