Simple. Every Starship account is a combination of two – one for savings, one for investing. Every time your savings account exceeds the current Overflow threshold, excess funds fall into the investing account and are automatically invested into your personalized portfolio of index funds and ETFs. Money transfers into your investing account happen at the end of every day, when your savings account balance exceeds the overflow threshold.
This is one way Starship makes investing easy for anyone, regardless of what you know or how much you make.